
Wednesday Nov 05, 2025
How to Build Wealth When Your Income Is Inconsistent | Real Wealth Review with Kyle | Ep 6
How do you build wealth when your income changes every month?
In this episode of The Real Wealth Formula Podcast, Brad Hovis sits down with Kyle — a 33-year-old actor, voice talent, and coach who earns around $2,000 a month, has no debt, over $100K invested, yet still doesn’t feel financially free.
💡 Key Takeaways
-
Why wealth isn’t about how much you make — it’s how much you need
-
How Kyle became debt-free with over $100K invested on a $2K/month income
-
The formula to reach financial freedom even with inconsistent paychecks
-
Why passive income brings stability when your income doesn’t
-
How to grow wealth without sacrificing calling, creativity, or faith
🔗 Resources and Links Mentioned
REIBIZ: reibiz.com
FreedomSoft: realwealthformula.com/sponsors
PropStream: realwealthformula.com/sponsors
🤝 Connect With Us
Website: www.realwealthformula.com
Phone: 877-77-MOGUL
Email: podcast@realwealthformula.com
📱 Social Media Channels
Facebook: Real Wealth Formula
LinkedIn: Real Wealth Formula
Instagram: @realwealthformula
X (Twitter): @realwealthshow
TikTok: @realwealthformula
YouTube: Real Wealth Formula
⏳ Chapters
00:00 – Introduction
02:10 – Actor, Coach & $2K/Month Income
04:30 – Debt-Free but Not Wealthy Yet
07:15 – What Real Wealth Actually Is
09:40 – Passive Income vs. Active Income
12:00 – How Much Do You Really Need Per Month?
15:25 – Breaking the Survival Mindset
18:10 – Why Kyle Still Feels Financial Pressure
21:30 – Budget Breakdown & Real Numbers
24:55 – $100K in Investments at 33 Years Old
27:40 – Why Income Isn’t the Problem
30:20 – The Formula to Reach Real Wealth Faster
33:00 – How to Enlarge Active Income
36:15 – Creating Predictable Cash Flow as a Creative
39:05 – Investing vs. Hoarding Money
42:00 – What If You Only Needed $3K a Month?
45:10 – Faith, Purpose & Financial Calling
48:20 – Real Wealth Rating
51:00 – What Kyle Must Do Next
53:30 – Closing Thoughts
No comments yet. Be the first to say something!